Terms & Conditions

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms and Conditions and our Privacy Policy, which is incorporated herein by reference. These Terms apply to all visitors, users, and others who access or use our website.

2. Use License

Permission is granted to temporarily access the materials on Ascent Equipment Finance's website for personal, non-commercial informational purposes only. This is a grant of a license, not a transfer of title. Under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or public display
• Attempt to decompile or reverse engineer any software on the website
• Remove any copyright or proprietary notations from the materials
• Transfer the materials to another person or "mirror" them on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Ascent Equipment Finance at any time.

3. Disclaimer

The materials on Ascent Equipment Finance's website are provided on an "as is" and "as available" basis. Ascent Equipment Finance makes no warranties, expressed or implied, and hereby disclaims all warranties including, without limitation, implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. Ascent Equipment Finance does not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

4. Limitations of Liability

In no event shall Ascent Equipment Finance or its officers, directors, employees, or suppliers be liable for any direct, indirect, incidental, special, or consequential damages (including, without limitation, damages for loss of data, profit, or business interruption) arising out of the use or inability to use the materials on this website, even if Ascent Equipment Finance has been notified of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on Ascent Equipment Finance's website may include technical, typographical, or photographic errors. Ascent Equipment Finance does not warrant that any materials on its website are accurate, complete, or current. Ascent Equipment Finance may make changes to its website materials at any time without notice.

6. Links to Third-Party Websites

Ascent Equipment Finance has not reviewed all sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Ascent Equipment Finance. Use of any such linked website is at the user's own risk.

7. Modifications to Terms

Ascent Equipment Finance may revise these Terms at any time without prior notice. By continuing to use this website after any changes, you agree to be bound by the revised Terms. It is your responsibility to review these Terms periodically.

8. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Texas. You irrevocably submit to the exclusive jurisdiction of the courts located in Texas for the resolution of any disputes arising out of or related to these Terms or your use of the website.

9. Equipment Financing Terms

All equipment financing products offered through or facilitated by Ascent Equipment Finance are subject to credit approval. Rates, terms, and availability may vary based on:

• Creditworthiness and financial history of the applicant
• Equipment type, age, and appraised value
• Loan or lease term and requested amount
• Business financial statements and time in business
• Industry type and associated risk profile

All financing offers are subject to change without notice. Advertised rates are for qualified applicants only. Final terms will be provided in your executed financing agreement. Submission of an application does not guarantee approval or specific terms.

10. SMS Communications & Text Messaging

By providing your mobile phone number and expressly opting in via our website form, you consent to receive automated and manually dialed SMS/MMS text messages from Ascent Equipment Finance. These messages may include:

• Application status updates and notifications
• Follow-up messages from a funding specialist
• Promotional and marketing messages related to our services

11. Privacy Policy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us: